11th District Cost of Funds
Acceleration clause
Acquisition cost
Adjustable Rate Mortgage (ARM)
Adjustment_date
Adjustment Interval
Adjusted book basis
Amortization
Annual Percentage Rate (APR)
Annuity
Application
Application Fee
Appraisal
Assessment
Assumable Loan
Assumption
Appreciation
Asset
Assumable Mortgage
Balloon Mortgage
Balloon Payment
Bankruptcy
Best Faith Estimate
Bill of Sale
Biweekly Mortgage
Blanket Mortgage
Book Value
Broker
Bridge Loan
Budget Mortgage
Buydown
Callable Debt
Caps
Carryback Loan
Certificate of Eligibility
Certificate of Reasonable Value (CRV)
Clear Title
Closing
Closing Costs
Cloud
Collateral
Commitment
Conforming Loan
Construction Loan
Conventional Mortgage
Conversion
Credit Loan
Credit-Loss Ratio
Credit Rating
Credit-Related Expenses
Credit-Related Losses
Credit Report
Debt-to-Income Ratio (DTI)
Deed
Deed of Trust
Default
Delinquency
Deposit
Depreciation
Discount
Discount Points
Down Payment
Earnest Money Deposit
Esement
Eminent Domain
Encumbrance
Equal Credit Opportunity Act (ECOA)
Equity
Escalator Clause
Escrow
Escrow Account (impound account)
Escrow Analysis
Escrow Fee
Estate
Eviction
Fair Credit Reporting Act
Fannie Mae (FNMA)
Fannie Mae's Community Home Buyer's Program
Federal Housing Administration (FHA)
Fees
Fee Simple
FHA Loan
Finance Charge
Firm Commitment
First Mortgage
Fixed-Rate Mortgage
Float
Forbearance
Foreclosure
401(k)/403(b)
401(k)/403(b) loan
Good Faith Estimate
Government Loan
Government National Mortgage Association (Ginny Mae)
Grace Period
Grantee
Grantor
Gross Monthly Income
Hard-Money Mortgage
Hazard Insurance
Home Equity Conversion Mortgage (HECM)
Home equity line of credit
Home Inspection
Homeowner's insurance
homeowner's warranty
Housing Ratio
HUD
Hybrid Financing
Index
Interest
Interest Only
Interest Rate
Interest Rate Swap
Intermediate-Term Mortgage
Judicial Foreclosure
Jumbo Loan
Last Updated
lease
Leasehold Estate
Lease Option
Lender
Leverage
Liability Insurance
LIBOR
Lien
Life of Loan Cap
Loan
Loan Amount
Loan Origination
Loan Servicing
Loan-To-Value Ratio
Lock noun
Lock verb
Lock-in Clause
Margin
Maturity
Merged Credit Report
Minimum Credit
Modification
Monthly Housing Expense
Mortgage
Mortgagee
Mortgage Banker
Mortgage Broker
Mortgage Constant
Mortgage Insurance
Mortgagor
Multidwelling Units
Negative Amortization
Net Effective Income
No Cash-out Refinance
No-Cost Loan
Note
Note Rate
Origination Fee
Owner Financing
Owner's Title Policy
Package Mortgage
Partial Entitlement
partial payment
Participation Financing
Payment Change Date
Periodic Payment Cap
Periodic Rate Cap
Personal Property
Phone
PITI
PITI Reserves
Planned Unit Development (PUD)
Pledge Account Mortgage (PAM)
Pre-Approval
Pre-Foreclosure Sale
Pre-Paids
Pre-Payment
Prepayment Penalty
Pre-Qualification
Prime Rate
Principal
Private Mortgage Insurance (PMI)
Prorations
Promissory Note
Purchase Agreement
Purchase-Money Mortgage
Purchase-Money Transaction
Qualifying Ratio
Quitclaim Deed
Rate Lock
Real Estate
Real Estate Agent
Real Estate Settlement Procedures Act (RESPA)
Real property
Realtor
Recast
Reconciliation
Reconveyance Clause
Recording
Regulation Z
Refinancing
Rent-Loss Insurance
Repayment Plan
Residual Qualifying
Restrictions
Reverse Annuity Mortgage (RAM)
Revolving Debt
Right-of-First Refusal
Rollover Loan
Rule of 78
Sale-Buyback
Sale-Leaseback
Secondary Mortgage Market
Second Mortgage
Secured Loan
Security
Seller Carry-Back
Senior Loan
Servicer
Servicing
Settlement Costs
Sinking Fund
Stop Date
Subordinate Financing
Survey
Sweat Equity
Takeout Mortgage
Tax Lien
Third-Party Origination
Title
Title Company
Title Insurance
Title Search
Total Debt Ratio
Transfer of Ownership
Transfer Tax
Truth-in-Lending Law
Two-Step Mortgage
VA Loan
Variable Rate Mortgage
Vested
Zero Percent Financing
Zoning